Traveling can be very expensive, especially certain destinations, luckily there are a ton of frugal travel destinations worldwide. Destinations where you can really enjoy the food and atmosphere, mingle with the locals, and not break the bank. Many popular tourist destinations overcharge because they can get away with it. Not only that, but some areas … Read more
By: Eduwardo Ramirez Shopping can be an expensive proposition, whether it be clothes, food, or electronics. Taking a few simple steps can save you a lot of money. Luckily, once learned, it will be very easy to implement these steps without thinking. Used If you are buying clothes, or household goods, buying at thrift shops … Read more
By: Robert Gignac – author of Rich is a State of Mind Among successful business owners (and Americans in general…), there is a belief that people should be able to handle their own personal finances, make their own decisions, and implement them by themselves. Do I really need a financial coach? When it comes to personal … Read more
By: Connie Solidad When you have too much unsecured credit card debt and your bills start to get out of control, you need to make a plan to reduce your credit card debt quickly and efficiently. While paying according to the minimum payment schedules set by your creditors will maintain your credit rating, it doesn’t actually … Read more
By: Bob Sullivan – Tech Entrepreneur and PowerWallet.com President 1. Car pool to work or school – Gas prices continue to rise and if you work in a major city like Los Angeles, Miami or New York, carpooling or using public transportation may cut your traveling expenses in half! Sit down and compare the numbers – it will … Read more
By: Sam Payn The idea of financial stability during your old age is something that leads us back to the basic importance of savings. Saving money is always a good habit to embrace any day, but the earlier you start it the better. By starting a savings plan early, you will not only be saving … Read more
By: Allison Martin During one of my coaching sessions, I was introduced to the idea of retail therapy. The gist of it (or at least what I took from the description) is as follows: if you are in the midst of a stressful or unpleasant situation, take your anger (and or other unstable emotions) out … Read more
In a previous article, I stated that to gain a sense of control over spending and especially over credit card debt, people must know how much they owe on each of their cards. And they should put this in writing. It’s important to grab a pen and paper or create a spreadsheet and list these … Read more
By: Bob Sullivan – Tech Entrepreneur and PowerWallet.com President Many individuals find it hard to manage their finances on their own or some just have never be taught how to effectively manage their money. PowerWallet, a free online money management tool can help you cut living costs and live a lifestyle free of financial woes. … Read more
By: Allison Martin Debt Stage 1: Denial In this fast-paced world, many are moving at such a rapid manner that they forget to pay attention to the minor details of major items, including outstanding debt. The average consumer at this stage either fails to calculate how much debt they are in or turn a … Read more