May 27, 2017

10 Easy Steps to Money-Saving Shopping

10 easy steps to money-saving shopping

  By: Eduwardo Ramirez Shopping can be an expensive proposition, whether it be clothes, food, or electronics. Taking a few simple steps can save you a lot of money. Luckily, once learned, it will be very easy to implement these steps without thinking. Used If you are buying clothes, or household goods, buying at thrift shops […]

Selecting a Financial Coach

financial coach

By: Robert Gignac – author of Rich is a State of Mind Among successful business owners (and Americans in general…), there is a belief that people should be able to handle their own personal finances, make their own decisions, and implement them by themselves. Do I really need a financial coach? When it comes to personal […]

Comparing Do-It-Yourself Debt Reduction Methods

Comparing Do-It-Yourself Debt Reduction Methods

By: Connie Solidad When you have too much unsecured credit card debt and your bills start to get out of control, you need to make a plan to reduce your credit card debt quickly and efficiently. While paying according to the minimum payment schedules set by your creditors will maintain your credit rating, it doesn’t actually […]

Smart Ways to Save More Money from PowerWallet’s Bob Sullivan

Smart Ways to Save More Money

By: Bob Sullivan – Tech Entrepreneur and PowerWallet.com President 1. Car pool to work or school – Gas prices continue to rise and if you work in a major city like Los Angeles, Miami or New York, carpooling or using public transportation may cut your traveling expenses in half! Sit down and compare the numbers – it will […]

Why You Should Kick Start Your Savings Plan Early

kick start your savings plan

By: Sam Payn The idea of financial stability during your old age is something that leads us back to the basic importance of savings. Saving money is always a good habit to embrace any day, but the earlier you start it the better. By starting a savings plan early, you will not only be saving […]

Why “Retail Therapy” Isn’t So Therapeutic

retail therapy

By: Allison Martin During one of my coaching sessions, I was introduced to the idea of retail therapy.  The gist of it (or at least what I took from the description) is as follows: if you are in the midst of a stressful or unpleasant situation, take your anger (and or other unstable emotions) out […]

Order and Optimism in Your Financial Life

financial order and optimism

In a previous article, I stated that to gain a sense of control over spending and especially over credit card debt, people must know how much they owe on each of their cards.  And they should put this in writing.  It’s important to grab a pen and paper or create a spreadsheet and list these […]

6 Ways to Reduce Your Cost of Living with PowerWallet

reduce costs with power wallet

  By: Bob Sullivan – Tech Entrepreneur and  PowerWallet.com President  Many individuals find it hard to manage their finances on their own or some just have never be taught how to effectively manage their money. PowerWallet, a free online money management tool can help you cut living costs and live a lifestyle free of financial woes. […]

Five Stages of Debt: Which Stage Are You In?

debt stages

  By: Allison Martin Debt Stage 1: Denial In this fast-paced world, many are moving at such a rapid manner that they forget to pay attention to the minor details of major items, including outstanding debt. The average consumer at this stage either fails to calculate how much debt they are in or turn a […]

Do You Know What You Owe?

inspecting 20 bucks

There’s an old saying, “Knowledge is power.”  There’s a level of truth to that.  When you have knowledge of something, you have the potential to apply it and possibly improve your life.  This philosophy works with regards to credit card debt.  Read on and see why. Frequently, I speak with people who tell me, “I’d […]