Every year we make promises to ourselves to make life better, healthier, and more prosperous. We aim to fix the problems that worry us and improve our prospects for the future. Much of this includes diet and exercise, but for many of us each year, we vow to get back on top of our finances. It’s easy to lose sight of spending, and even easier to miss payments on bills. If this has happened to you more than once in the last few months, now is a great time to regain control.
Adjust Your Budget
Even if you have a well thought out budget prepared already, it must be reviewed every quarter to ensure it still makes sense. The cost of everyday items like food and toiletries has gone up again recently. Chances are your tastes have changed somewhat too. And many of our favorite fruits and vegetables are seasonal. This means the price will fluctuate through the course of a year.