This contributed post is for informational purposes only. Please consult a business, financial and legal professional before making any decisions.

We’re all busy people. There are only so many hours in the day, but there are seemingly countless numbers of tasks that we have to perform in those hours. Not feeling that you have enough time to manage your life as you should can be overwhelming, and can also lead to dropped balls that take a long time to recover from.

Your finances are one area that should demand your attention but, inevitably, they can be pushed to one side during times of high stress. While this is fine on an occasional basis — we all need a break every now and then — if you find the situation is becoming chronic, then you should look for an alternative financial management strategy instead.

If you’re constantly finding that you’re too busy to manage your finances in the way you would prefer, a “hands off” strategy might be the best way forward for you. While you can’t fully automate and abandon your entire budgeting strategy, there are a few tricks you can use to help alleviate the time burden.

Direct Debits

If you’re still paying your bills by any other method than direct debit, then this is a change you need to make. Direct debits can ensure that you never have to worry about missing a payment again; provided you have the money in your account, you know that all bills will be serviced when they become due.

For credit card repayments, set your direct debit to collect the minimum payment. If you are then able to pay more throughout the month, you can make these payments separately. This is a little more fiddly, but it does guarantee you will never incur a late fee.

Robo-Advisors

An investment strategy is a crucial part of any financial plan, but investment is overwhelmingly time-consuming, and you may find yourself following the path of least resistance for an easy life. You just don’t have the time to scan the market, pay close attention to the news, and jump on opportunities when you’re also trying to juggle a busy family life.

If you find yourself in this situation, then it’s worth reading through the Investormint breakdown of the best investment robo-advisors. As the name implies, robo-advisors will do the work on your behalf, so you can just sit back and wait for the profits to roll in.

Full Outsourcing

Finally, an option you may want to consider; full-blown outsourcing of your financial affairs. Handing over your finances to an accountant can be daunting, but it may be the best thing you have ever done. Apart from the occasional conversation and a check on how things are progressing, full outsourcing of your financial affairs can give you total freedom from the need for dedicated self-management.

Of course, the downside of this is that you will have to pay the accountant, so if your budget is tight this might not be something you are able to afford. However, it’s worth evaluating if the accountant could save you money, and thus pay for themselves– and save you a lot of hassle in the meantime.

If you have been clamoring for hands-free financial management, the above might just be the best options for you.