Budget For The Future That You Don’t Plan On

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budget for the future

Do you budget for the future?

When you are saving money, you need to have a just in case section. What we mean is that you need to be planning for the future that you don’t expect to have. We have come up with a few suggestions about what these could be.

You might think that it is ridiculous to plan for a future that you are not expecting, but you know what they say, you should always expect the unexpected.

As such below you will find a list of things that you should be saving for, that you hope you won’t need any time soon.  Either way, it’ll help you budget for the future.

Your Funeral

The first is going to be your funeral. You should always try to put some money away so that when you die, your family don’t have to worry about paying for your funeral. It is going to be tough enough dealing with the loss of you, they don’t want to be worrying about where the money to bury you is going to come from.

As such, you should either start saving for this, or you should take out an insurance policy that covers them if this happens.

We know that it’s not going to be nice to plan for your own death, but it is just something that you are going to have to do. Anything you have spare is going to help, so even if this is only 40 per month, it will all add up in the end.

Any Court Fees

Next on the list is going to be any court fees that you may have to pay. If you are arrested for something and need to appear in court, you might have to pay some sort of fee. You are going to want to have this so that you don’t have to borrow from someone.

If you are arrested and you make bail, you want to be able to pay this yourself. You might have the option of a bail bonds person, but if you can pay it out of your own pocket, this is always going to be advised.

Hopefully, you aren’t going to get arrested so this is something that you won’t need. But, you never know what is going to happen in the future, and as such, it is always better to be prepared.


Finally on this list is if you lose your job. This is going to be difficult to deal with, and perhaps the most important thing that you want to save for. Nobody plans to lose their job, sometimes companies just have to make cutbacks, it happens.

So, you need to be putting away quite a sizeable amount each month so that your family has something to live on, should you end up losing your job.

We know that not everyone has a lot of money left at the end of the month after everything has been paid, but whatever you do have left after everything has been taken into account really needs to go towards saving for this.

The average time to get a new job is currently at six months, so you want to have enough to survive for this period.

How do you budget for the future?

We hope that you have found this advice helpful, and know how to budget for the future that you don’t plan on having.