Buying Property in the United States as an Investment

 

If you are a non-U.S resident you must have considered buying property in the USA at some point. It is still the world’s largest and most stable economy, the rental yields in some cities in Georgia, Michigan or Maryland are nuts, and overall it seems like one of the most natural places to diversify your investments into.

You can tap into the American real estate market by buying a REIT which is the recommended “no hassle” alternative for those who don’t have a particular interest in managing an asset abroad, but clearly there is a higher upside in actually buying one specific property and renting it.

Buying USA property is a slightly different process than in the UK, but it is very feasible to do so even if you are not an expert. Just look at how international investment in U.S real estate has grown this year.

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How to Create An Online Presence For Your Business

create an online presence for your business

Ok, so you’ve finally decided to build an online presence for your business but let’s hope you’re not too late. You know, the modern Internet has been around since 1990 and Google took off in 2004. So one might wonder, is it too late to take advantage of this digital trend?

Well, the good news is that you’re not too late and if you’re reading this, give yourself a pat on the back for being proactive.

Today building a business without a plan for an online presence is like saying you don’t want to make money. Let’s face it, one of the first things modern consumers look for is your online presence.

In fact, it’s becoming somewhat of a trust signal to people. For plenty of consumers, not having a website or social media presence can decrease trust. Your online presence should be part of your overall marketing strategy.

We’re going to give you some tips for building a strong digital presence.

Are you ready? Happy to oblige!

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Is a Mortgage a Truly Wise Investment?

Is Owning a House and Mortgage Financially Sensible?

One of the biggest components of the traditional American Dream is owning a home. Millions of Americans have taken the plunge over the previous decades to buy a home of their own. A home can help you build wealth over time, but is it the most sensible move from a financial standpoint?

Homeowners In The US

Nearly 63 percent of American households owned a home as of 2015. This left 37 percent of Americans renting. In many instances it is actually cheaper to own a home than to rent. However, there are some variables that can come into play when deciding whether owning a house makes sense.

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Freedom Financial Network And Responsible Credit Card Usage

It seems like everyone has a credit card and they’re all using them. Is cash going away? In this article, Freedom Financial Network shares some interesting usage behavior of responsible credit card users.

Credit Card Usage In America

The number of credit cards in use in America from the four major providers, which include VISA, MasterCard, American Express and Discover, are 636 million, according to wallethub.com. As of 2016, the US population was 323 million. Statistically, that’s nearly 2 credit cards for every US citizen.

How responsible are we today with our credit cards? In 2009, the percentage of American households carrying credit card debt from month to month was 44%. In 2014, that number dropped to 34%.

This shows that consumers aren’t letting their credit card debt accumulate with high interest every month.

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Find Your Voice: Why Every Entrepreneur Needs a Podcast

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35 million people listen to podcasts every week. If this number sounds like a lot, it’s because it is. In a world where podcasts were viewed, by some, as less than professional only about five years ago, the popularity and effectiveness of podcasts are something that have skyrocketed. Almost every person in the public eye has a podcast. To echo entrepreneur superstar Gary Vaynerchuck’s words, “If you do not have a podcast, you are missing out.”

More people are listening to podcasts than ever. And, as someone who is building their own brand and business, it is imperative that you reach as large an audience as possible. The world is going digital, and people are following along. It’s time that entrepreneurs do the same.

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Gold Consistently Outperforming the Market This Century

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Gold finished July up a further two percent, signaling its best month since February. In the face of a dollar that is in continued decline, it is leading many investment experts and commentators to suggest that this most traditional of investment options is the safest bet going in otherwise uncertain economic times.

Gold is consistently trading above its 50-day and 200-day moving averages, a good indication that its performance will continue to remain strong. The declining value of the US Dollar, on the other hand, shows no sign of reversing and suggests that there will be no relief through an increase in interest rates any time soon.

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How to Budget for your Future

how to budget

Making a budget can be a time consuming and frustrating process; yet as we approach retirement, budgeting, and keeping to that budget is more important than ever. The 2013 Survey of Consumer Finances found that among all working households, the average savings for retirement was only about $2,500. The numbers do get a little better when looking only at households of those over 55, with the amount of savings averaging around $14,500. But that is still far less than the 80% of the income generated while in the workforce that specialists recommend retirees have set aside. The question for many people is what they can do to increase retirement savings and financially prepare for the future? Here are some tips to get you on track.

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