The New Year is here and if you celebrated December 31, 2011 with confetti, champagne and a countdown but didn’t make the resolution to improve your personal finances—fear not, for it is never too late to give your financial lifestyle a makeover! We are just a few days into 2012 so forget about 2011, kiss […]
We get it—shopping is fun, it’s thrilling and you can get a bunch of cool stuff—however, when you arrive home post impulsive shopping spree depressed and feeling guilty for your purchases, that feeling completely negates the euphoria you experienced when piling items into your basket as if you were saving up for the apocalypse. So […]
A few years back, when I didn’t keep a budget, I paid for the big TV package and, with it, I had FOX Business. One Saturday night, I sat down to watch TV before bed and on came Dave Ramsey. His opening was about living like no one else so that someday you can live […]
If you are reading about budgeting and just completely overwhelmed, you need to start at the beginning. First, what is your revenue? This is easy. Everyone should know this. How much do you bring in each month? After you calculate your checks and your spouse’s checks, it is time to do the scary part of […]
So, like the rest of America, you are looking at your credit card bill and your bank account — and wondering what happened. You may even be looking at your savings account and thinking, “But, we started off so well.” I know that feeling. I know how it feels to wake up at 4 AM […]
Last May, I walked down the aisle in the perfect white dress to marry my best friend with 10 of my closest family and friends standing around watching. We followed our intimate ceremony with a private dinner. The savings from not having a huge wedding became a large part of our down payment for our […]
Last night, President Obama stood in front of America and told us that the Senate’s bill for the payroll tax was the only option. The only option — he repeated these words twice. He claimed that the House Republicans were wasting American’s time and it is due to their actions that the American people will […]
Like most Americans, when you woke up on Saturday, you believed that we had a payroll tax cut for the next two months. It was done. Now, like me, you may have felt that it was wrong that they only passed it for two months. You may have even wondered how businesses were going to […]
These are some little tips that I have used to save money every holiday season and still feel the child-like excitement on Christmas morning: 1. Set a budget for each person on your list. To do this, make a Christmas budget at the beginning of every year. Set aside a small amount per month that goes […]
Over the last month there has been a lot of talk about the payroll tax cut and what it means. On Saturday, December 17, 2011, the U.S. Senate passed the tax cut for the next two months. So is this a good thing? Before we discuss the good and bad of this tax cut, let’s […]
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