All posts in "Budget"
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RESOLUTION FOR 2012: RESOLVE TO UNDERSTAND YOUR EXPENSES

If you are reading about budgeting and just completely overwhelmed, you need to start at the beginning. First, what is your revenue?  This is easy.  Everyone should know this.  How much do you bring in each month?  After you calculate your checks and your spouse’s checks, it is time to do the scary part of […]

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How To Start 2012 With A Budget and Finish With Success

So, like the rest of America, you are looking at your credit card bill and your bank account — and wondering what happened.  You may even be looking at your savings account and thinking, “But, we started off so well.” I know that feeling.  I know how it feels to wake up at 4 AM […]

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WHAT I’M THANKFUL FOR: MY EMERGENCY FUND!

Last May, I walked down the aisle in the perfect white dress to marry my best friend with 10 of my closest family and friends standing around watching.  We followed our intimate ceremony with a private dinner.  The savings from not having a huge wedding became a large part of our down payment for our […]

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SENATE PAYROLL TAX BILL: IS IT REALLY THE ONLY OPTION?

Last night, President Obama stood in front of America and told us that the Senate’s bill for the payroll tax was the only option.  The only option — he repeated these words twice.  He claimed that the House Republicans were wasting American’s time and it is due to their actions that the American people will […]

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The Payroll Tax Cut: Are We Really Still Talking About This?

Like most Americans, when you woke up on Saturday, you believed that we had a payroll tax cut for the next two months.  It was done.  Now, like me, you may have felt that it was wrong that they only passed it for two months.  You may have even wondered how businesses were going to […]

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How To Make It Through The Holidays With Money In The Bank

These are some little tips that I have used to save money every holiday season and still feel the child-like excitement on Christmas morning: 1. Set a budget for each person on your list.  To do this, make a Christmas budget at the beginning of every year.  Set aside a small amount per month that goes […]

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The Payroll Tax Cut Bill: What Happened?

Over the last month there has been a lot of talk about the payroll tax cut and what it means.  On Saturday, December 17, 2011, the U.S. Senate passed the tax cut for the next two months.  So is this a good thing?  Before we discuss the good and bad of this tax cut, let’s […]

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