Claiming Compensation: Reasons You Should File An Insurance Claim

This contributed post is for informational purposes only. Please consult a business, financial and legal professional before making any decisions. We may earn money or products from the affiliate links in this post.

Claiming Compensation: Reasons You Should File An Insurance Claim

Often, after an accident, we are left out of pocket, and a little embarrassed.

It doesn’t matter if it was a work accident or a trip or fall while out in public.

Whatever happened, it’s natural you’re not feeling too great about it.

Sadly, a lot of people don’t look into help after an accident.

Introduction: What you need to know about claiming compensation

If you have people around you that can run some errands, then make use of the support.

It is hard not to feel like you are being a bit of an inconvenience, but you’re not.

Get in touch with any of the companies or bill collectors that you should be paying soon.

If you have had to pay out on medical care, transport for you and people who are helping you, or even just pharmacy purchase for pain medication – it all adds up and eats into savings.

Related: How To Make Money: 2019 Guide

Feeling in the wrong

When there is an accident, most of the time, the injured party is the one who is left feeling like they are in the wrong.

Many don’t even issue a complaint, or try and get some protocols for safety put in place. However, for the safety of others, it is always better to at least try.

The likelihood is you haven’t even considered if you might be entitled to claim some compensation either.

Related: When You Should Push For The Money You’re Owed

What claiming compensation is about

Claiming compensation isn’t just about the money, although imagine the difference it could make to you to have you expenses covers.

In fact, for many people who choose to make a claim, a large sum of money is the last thing on their mind. You can talk to someone at if you need useful information and advice.

Here are a couple of reasons why people go about claiming compensation.

Related: This Is Why Insurance Companies Deny Claims

Just to cover the loss of earnings

As mentioned above, often that is a driving factor, not to make money but just to remain in a financially safe position.

Perhaps, you have had a construction accident, and your employer has been less than helpful when you have approached them.

As well as being your employer, they are responsible for many other people – while your safety might not have been their priority fixing issues and listening is a minimum.

Related: 31 Life Hacks to Save Money Quickly


There are also the occasions, where you have been injured due to someone being negligent. It may not have been a slip, trip or fall.

Perhaps it wasn’t even equipment, it was someone known to you and that you work it. This can be difficult, but people should be held accountable for their actions when someone is in pain.

Related: Smart Safety Measures for Your Construction Business

Protecting others

The most important reason that people tend to put a claim it is that they want to protect other people.

When something terrible happens to us, it is our natural instinct to shield other people from the same fate.

Having an accident in work is no different.

By claiming compensation against those responsible for your injury, you will force them to look at their protocols and policies.

They can they create new ones that address any issues and avoid hurting people in the future.

Related: 5 Of The Best Rules For Employee Safety