As some of you may know, my husband and I bought our first house last summer. After spending months shopping, we finally settled on what to me was the perfect house. Last summer, I spent two months painting, painting, and painting with my wonderful father before we moved and settled in. With a house, though, your […]
Well, we’re well into the spring season now. And with spring comes yard work and snakes. Yes, I met one yesterday. I am not sure who was more upset — my dog who stepped on it or me who had the heart attack screaming at it. The snake didn’t care, obviously. It just found a […]
I will be honest. I didn’t know. I knew all about taxes, mortgage, and insurance. I knew about emergency plans and having a little extra set aside each month. But, I didn’t know about everything else — paint, molding, flooring, mops, vacuums, furniture, more paint, flowers, hanging baskets, wreaths on the door, lawn mowers, trimmers, […]
We all want to have the best and the nicest. We all want to believe that we are better off than our friends and family. We want to look at our neighbors and say we are doing better. Well, let me impart some wisdom — there will always be someone richer. Even Bill Gates became […]
When I began looking for my first home, one of the first questions my real estate agent asked me was: “What type of house are you looking for?” My reply: “Something that needs some TLC.” What I saw were dated kitchens, homes with 20-year-old carpet in every room, wallpaper, wallpaper, wallpaper, vinyl flooring, and terrible […]
Why should I put down 20% when I can put down 5% and save more a month? This is a question that I hear so often. My reply is: Why pay PMI? When you go to buy a house, the banks have determined that a safe buyer is someone that can put down 20%. Therefore, […]
A lot of people are watching the downward slide of the housing market and beginning to wonder if it is a smart decision to buy a house. This is magnified even more with major articles coming out each day stating that the wealthy are giving up their homes to rent instead. There are many reasons […]
About one year ago, I began the process of looking for a home. I was so excited. After years of saving up for this moment, giving up a wedding, and every other extravagance I could think of, I had finally made it. I had 20% to put down plus closing costs and a start of […]
CNBC: Hundreds of protesters, emboldened by the growing national Occupy Wall Street movement, streamed through midtown Manhattan on Tuesday in what they called a “Billionaires March.”
Buying a home consumes a lot of time, energy and most of all – MONEY. It is a daunting task but once you are comfortable that owning your home is right for you there are some simple but important steps you should take to make sure you don’t spend more than you have to in […]
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