4 Financial Scams That Can Easily Catch You Off Guard

financial scams that can easily catch you off guard

The online world is a dangerous place where your money is concerned. There are all sorts of people out there looking to take advantage of you and get their hands on your hard earned cash. A lot of the traditional scams have been adapted and improved by scammers to keep up with increased awareness of their methods.

People often think that it’s only naive or vulnerable people that get caught out but the truth is, even the most financially savvy people can fall prey to these fraudsters. They’re professional criminals that know exactly what to do and say to get hold of your money.

The key to protecting yourself is knowing what the most common scams are and how to spot the tell-tale signs. It’s also important to remember that, although a lot of them have moved online, you still need to watch out for those good old fashioned scams that have been going for years. To make sure that you don’t get caught out in the future, here are some of the most common scams and how you can avoid them.

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Money Makers For The Movers And Shakers

Money Makers For The Movers And Shakers

Lots of people think that they deserve a pay rise in their job, especially if they put in 100% effort and have to endure extremely long hours. Unfortunately, though, every job has its own very specific price attached to it, and there is little chance of you ever getting a pay rise that puts you above the average income.

So, if you think that your wages aren’t that great at the minute, it could be wise to switch careers completely. Even though you might need to retrain and pay for some extra qualifications, it will certainly be worth it in the long run, especially once you are on a much high salary to what you are now.

So, if you want to be on the same paycheck as some of the biggest movers and shakers out there, here are some of the best money makers!

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3 Of The Best Investment Opportunities For Beginners

investment opportunities for beginners

When you’ve got a bit of extra cash from a salary increase, a bonus or maybe an inheritance, it’s always sensible to invest it. The go-to option for investors is usually the stock market but if you don’t really know what you’re doing, it can be a little risky and you can easily end up losing it all.

You can always get a broker but they’re going to take a cut of the profits as well. If you’re a bit of an investment novice, it might be better to go with some of these safer alternatives to the stock market.

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Are These The Most Important Financial Decisions Of Your Life?

Most Important Financial Decisions Of Your Life

When it comes to money, you’re always going to be faced with some big financial decisions. While not every choice you’re faced with will be a big one, like what to have for dinner for example, but many will be. After all, you spend so much time working hard for the money that you have, that you’re going to want to make sure that you’re making the right decisions when it comes to spending it.

And some of the choices you’ll have to make with regards to your money can be big, important, and quite intimidating. But you don’t have to let them. Instead, you just need to face up to then, know the facts, and make the right decision for you. So let’s take a look at what some of them could be.

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How To Stop Getting Ripped Off Starting Right Now

stop getting ripped off

The very foundation of business is to make as much money as you possibly can while putting in the least amount of time as you can. That is kind of the dream for any business owner, right. It is to get rich and retire happy. As such, getting ripped off is kind of a natural byproduct of business.

But getting ripped off doesn’t have to be as direct as that. Nor does it have to sound so fraudulent because, most of the time, rip-offs aren’t strange or illegal, they are just us allowing ourselves to have the wool pulled over our eyes.

We pay for things like graduation gown and cap hire just so that we can get an overpriced photo of ourselves holding some plastic tubing with a ribbon nailed into it. We pay more for travel-sized products because we can only take a certain amount onto a plane.

We get ripped off by landlords who have forced the previous tenants out by raising the rent knowing that someone else will pay that over-the-odds figure. And we opt for the cheapest product-slash-service we can get our hands on, only for it to be total rubbish, and then we wonder why.

Well, this needs to stop, and it needs to stop now.

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Budgeting Advice For The Most Difficult Times In Life

Budgeting Advice For The Most Difficult Times In Life

No one wants to discuss the financial side of things when they are trapped in the middle of a personal and emotional crisis situation. However, as with everything in life, money is usually involved in some form or another, and neglecting to deal with it can leave you seriously out of pocket later on, and even compromise the chances of dealing with the situation in the best way.

That means it’s vital that you find out how to deal with this in the best way. Keep reading for the lowdown.

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3 Crazy Ways That Poor Tech Use Can Actually Ruin You With Money

poor tech use can ruin you

There’s a common misconception among young adults that modern technology is the best way to organize your assets. Indeed, as the tools of facial recognition and password transcription are becoming more and more sophisticated, a lot of people assume that the levels of protection have increased greatly too.

In reality, modern technology provides greater access to your data in a click – or even without a click, depending on the tool you use. For digital-savvy Millennials, life couldn’t be easier. All it takes to make a phone call is to ask your phone to call one of your contacts.

Do you need to vacuum the house? Ask Alexa to start the vacuum cleaner, providing you use a compliant brand. You can even set your living room to the right temperature remotely as you’re on your way back from work. But, don’t be fooled by the false impression of safety that the digital world provides. In fact, digital risks could ruin you for good if you’re not careful.

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Are You Using Your Assets Wisely? Probably Not!

using your assets wisely

We all have assets that we could use for financial gain. This could be your home, your car, small items that you own or even collectibles in your attic. But how many of us actually use our assets to their full potential? Just a few and worse still we actually waste some assets completely.

We don’t use them at all. We squander them, and a brilliant example of this would be limited edition disc sets or movies that are in the collectible packaging. Now, if you are using the discs, the package is open, and the collectible item is on display then to an extent you’re using it. You’re not using it to the biggest financial gain, but you’re using it.

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The Pros & Cons Of Downsizing In Retirement

pros and cons of downsizing in retirement

Planning for your retirement is an essential step in your life. There are loads of financial things you need to get in order. The main struggle is figuring out how you will fend for yourself now that you no longer have a regular paying job. For many, this leads to them thinking about downsizing their home to save on monthly costs.

But, is this the right idea for you? Check out the pros and cons of this choice to figure it out for yourself.

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You Have To Start Preparing For Tax Day On April 17th Right Now

start preparing for tax day now

If you are not already aware, April 17th 2018 is a day that every American should have inscribed on their mind. Why? That’s Tax Day this year!

Okay, so the excited exclamation point might be pushing it a little; no one actively looks forward to the deadline of filing your taxes for the year. Most of us dread it, in fact.

However, there’s no doubt that April 17th is an important date, although somehow the date manages to sneak up on people every year. Thousands, if not millions, of people find themselves panicking three days before deadline, confused and overwhelmed as to what they need to do. To avoid being one of these people, you have to start preparing for it now.

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